Privacy Policy

Last updated: March 2026

Twealth is committed to protecting your financial data and personal information.

Data Security

We use bank-level 256-bit encryption for all data transmission and storage. We maintain read-only access to your financial accounts through Plaid—we can never move your money.

What We Collect

Account information, financial transaction data (read-only), goals and preferences, usage analytics, and communications with our AI assistant.

AI Data Processing

When you use our AI assistant, your financial data (transaction history, account balances, savings goals, and debt information) is sent to the following third-party AI providers:

OpenAI (GPT-4o-mini) — Primary AI model for financial advice
Google (Gemini) — Fallback AI model when the primary service is unavailable
Anthropic (Claude) — Advanced analysis for Pro-tier subscribers

All data is encrypted in transit. AI providers are contractually prohibited from using your data to train models. You must provide explicit consent before any data is shared with AI services.

What We Never Do

Sell your data to third parties
Share your financial information without consent
Move or transfer your money
Store your bank login credentials

Contact

Questions about privacy? Email us at contact.twealth@gmail.com